[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.beatrice.sk\/rozhodujte-o-vyske-svojho-pzp-predovsetkym-vy\/#Article","mainEntityOfPage":"https:\/\/www.beatrice.sk\/rozhodujte-o-vyske-svojho-pzp-predovsetkym-vy\/","headline":"Rozhodujte o v\u00fd\u0161ke svojho pzp predov\u0161etk\u00fdm Vy!","name":"Rozhodujte o v\u00fd\u0161ke svojho pzp predov\u0161etk\u00fdm Vy!","description":"Pojem poistenie si sp\u00e1jame predov\u0161etk\u00fdm s dobrovo\u013en\u00fdm poisten\u00edm nie\u010doho, \u010do predstavuje na\u0161u istotu do bud\u00facna. Ide\u00e1lnym pr\u00edkladom je poistenie v podobe zabezpe\u010den\u00e9ho b\u00fdvania, teda vo\u010di kr\u00e1de\u017ei \u010di vo\u010di po\u0161kodeniu domu po\u017eiarom a podobne. Poistenie sa m\u00f4\u017ee t\u00fdka\u0165 i r\u00f4znych predmetov (napr\u00edklad bicykla), ale v neposlednom rade aj nemateri\u00e1lnej veci, akou je zdravie a poistenie v […]","datePublished":"2018-09-21","dateModified":"2023-04-26","author":{"@type":"Person","@id":"https:\/\/www.beatrice.sk\/author\/#Person","name":"","url":"https:\/\/www.beatrice.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c3c8c755425dd2471c09c708679d7ce7419edeb32b4db4bfbe1377eb9462fa49?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c3c8c755425dd2471c09c708679d7ce7419edeb32b4db4bfbe1377eb9462fa49?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"beatrice.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.beatrice.sk\/wp-content\/uploads\/img_a290841_w16556_t1536164889.jpg","url":"https:\/\/www.beatrice.sk\/wp-content\/uploads\/img_a290841_w16556_t1536164889.jpg","height":0,"width":0},"url":"https:\/\/www.beatrice.sk\/rozhodujte-o-vyske-svojho-pzp-predovsetkym-vy\/","about":["Business"],"wordCount":408,"articleBody":"Pojem poistenie si sp\u00e1jame predov\u0161etk\u00fdm s dobrovo\u013en\u00fdm poisten\u00edm nie\u010doho, \u010do predstavuje na\u0161u istotu do bud\u00facna. Ide\u00e1lnym pr\u00edkladom je poistenie v podobe zabezpe\u010den\u00e9ho b\u00fdvania, teda vo\u010di kr\u00e1de\u017ei \u010di vo\u010di po\u0161kodeniu domu po\u017eiarom a podobne. Poistenie sa m\u00f4\u017ee t\u00fdka\u0165 i r\u00f4znych predmetov (napr\u00edklad bicykla), ale v neposlednom rade aj nemateri\u00e1lnej veci, akou je zdravie a poistenie v pr\u00edpade zranenia sa pri pr\u00e1ci. Trochu odli\u0161n\u00e1 charakteristika sa v\u0161ak t\u00fdka v\u00fdnimky, akou je povinn\u00e9 zmluvn\u00e9 poistenie, v skratke pzp. U\u017e pod\u013ea n\u00e1zvu vieme, \u017ee ide o povinnos\u0165 dan\u00fa z\u00e1konom, rovnako ako v pr\u00edpade zdravotn\u00e9ho poistenia. V pr\u00edpade zdravotn\u00e9ho poistenia si zdravotn\u00fa pois\u0165ov\u0148u m\u00f4\u017eete vybra\u0165 pod\u013ea vlastn\u00e9ho uv\u00e1\u017eenia a odvody za v\u00e1s hrad\u00ed v\u00e1\u0161 zamestn\u00e1vate\u013e alebo \u00farad pr\u00e1ce. V niektor\u00fdch pr\u00edpadoch, ak nie je \u010dlovek ofici\u00e1lne zamestnan\u00fd a nie je ofici\u00e1lne ani zaregistrovan\u00fd na \u00farade pr\u00e1ce, stane sa samoplatite\u013eom a toto poistenie si mus\u00ed hradi\u0165 s\u00e1m vo v\u00fd\u0161ke cca 63 eur mesa\u010dne. V takomto pr\u00edpade je frustruj\u00face, \u017ee s v\u00fd\u0161ka poistn\u00e9ho je neoblomn\u00e1 a navy\u0161e sa ka\u017ed\u00fdm rokom zvy\u0161uje. To v\u0161ak nie je pr\u00edpad pzp. V pr\u00edpade pzp sa s\u00edce stanete samoplatite\u013eom, no o v\u00fd\u0161ke poistn\u00e9ho m\u00f4\u017eete rozhodn\u00fa\u0165 vy . K tomuto postupu budete potrebova\u0165 len pripojenie na internet a technick\u00fd preukaz. Najsk\u00f4r pou\u017eijete online pzp kalkula\u010dku, do ktorej zad\u00e1te odpovede na ot\u00e1zky t\u00fdkaj\u00face sa va\u0161ej osoby a v\u00e1\u0161ho vozidla. Na z\u00e1klade zadan\u00fdch \u00fadajov v\u00e1m kalkula\u010dka vypo\u010d\u00edta v\u00fdsledn\u00fa sumu a teda v\u00fd\u0161ku poistn\u00e9ho, ktor\u00e1 by konkr\u00e9tne vo va\u0161om pripade bola ide\u00e1lna. Okrem toho v\u00e1m vyhod\u00ed aj inform\u00e1cie o benefitoch, ktor\u00e9 si m\u00e1te pr\u00e1vo uplatni\u0165 a t\u00fdm p\u00e1dom dan\u00fa \u010diastku zn\u00ed\u017ei\u0165. Ak budete s v\u00fdslednou sumou spokojn\u00ed, k dispoz\u00edcii m\u00e1te dostupn\u00e9 pois\u0165ovne, ktor\u00e9 s vami m\u00f4\u017eu cel\u00fd proces okam\u017eite uzavrie\u0165.Princ\u00edp a logika pzp nespo\u010d\u00edva v poisten\u00ed v\u00e1\u0161ho auta \u010di zdravia, ale ide o zodpovednos\u0165 disponova\u0165 nahromadenou sumou v pr\u00edpade, ak zavin\u00edte dopravn\u00fa nehodu.                                                                                                                                                                                                                                                                                                                                                                                        4.1\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Rozhodujte o v\u00fd\u0161ke svojho pzp predov\u0161etk\u00fdm Vy!","item":"https:\/\/www.beatrice.sk\/rozhodujte-o-vyske-svojho-pzp-predovsetkym-vy\/#breadcrumbitem"}]}]